Every business that relies on vehicles, whether it’s a single work truck or an entire fleet, needs the right insurance to stay protected on the road and in day-to-day operations. We provide customized commercial vehicle insurance for contractors, service businesses, delivery companies, tradespeople, and more. From liability and physical damage coverage to cargo, equipment, and specialty endorsements, we help you build a policy that fits your business, safeguards your assets, and keeps your vehicles moving with confidence.
If you use a vehicle to perform business tasks beyond normal commuting, there’s a strong chance you need commercial auto insurance. Personal auto policies generally only cover everyday personal use, like driving to and from work, and often exclude claims that occur when a vehicle is used for business operations. A commercial auto policy fills that gap by providing the higher liability limits, business-use protections, and specialized coverages your company needs.
If you experience an accident while driving for work and only have personal auto coverage, the claim could be denied, leaving your business responsible for medical bills, vehicle repairs, and legal costs. A commercial auto policy ensures you’re protected every time the wheels turn for business, whether you are a contractor with a single truck or a company managing a full fleet.