Tow truck insurance is designed to protect your truck, your business, and the vehicles you tow. If you’re searching for a tow truck insurance broker who understands towing operations, you’re in the right place.
It’s one of the most frequently asked questions for a reason. The real answer is that tow truck insurance can vary widely because pricing is very sensitive to operations and claims history. Having an insurance partner who understands the towing market can make a meaningful difference in navigating those variables and securing lower, more stable rates.
Your insurance premium is usually driven by:
Saving money on tow truck insurance often starts with how your insurance program is structured. Sometimes it can actually be cheaper, and more tailored to you, to build a package using multiple carriers with specialized appetites. The ideal setup depends on what you do most, whether that's light duty, heavy duty, repossessions, roadside assistance, private property impounds, or municipal towing.
Coverages often include:
